SR-22 Meaning

What is an SR-22?

An SR-22 is a form of auto insurance that’s usually requested by a judge or required by law after an incident of some kind. The purpose of SR-22 insurance is to guarantee that a motorist is insured as it certifies financial responsibility.

Basically, an SR-22 is liability insurance which, if cancelled, will prompt the insurance company to notify the State of Texas. To obtain SR-22 Insurance you’ll need to contact your insurance carrier.

What Does the SR in SR-22 Mean?

This is a great unknown. While the “SR” in SR-22 doesn’t signify any particular nomenclature (it’s just a document name), it’s fair to take the “SR” to mean “state required” because it is required by the State of Texas in every circumstance that it’s needed. In some of the other states the document is referred to as an FR-22 with the “FR” serving as an acronym for “Financial Responsibility”. We have not investigated the significance of the 22.